In order for people do maintain their health and heal potential illnesses, they should have regular medical checkups. Guidelines exist on how often you should have a medical check up, as we will discuss. A medical checkup helps you detect if your body is functioning properly and allows you to prevent illnesses from occurring and/or heal them while they are incipient. However, there is a difference between a routine medical check up and a full medical check up. This article will run you through what each check up is, when you need them and how much you can expect to pay for them.
The Routine Medical Check Up
A routine medical check up involves a physical examination by a physician. Usually, they will discuss the patient’s medical history and look at what sort of symptoms they are experiencing. Looking at these two things together, they are able to make a diagnosis and devise treatment. A routine medical check up is often requested for by organizations. Some examples of routine medical checkups include:
• Physical exams in schools or sports clubs
• Health risk assessments
• Immigration physicals
• Pre employment physicals
• DOT physicals
The cost of these physical exams varies, but is most often covered by the institution that is requesting the routine examination to take place. These exams provide medical check up information that allows an organization to decide whether a person is fit and healthy to do a certain job or sport, or even to enter the country.
It is also possible to have a routine medical check up directly from your family physician. It is recommended that men and women over 50 have at least a yearly physical examination to include the following:
• Check for blood pressure
• Well woman or well man (including common male and female cancers)
• Sexual health checks
• Diabetes screening
• Various blood tests.
The cost of this medical check varies, but is usually covered by your health insurance plan. How much or how you little you have to pay depends entirely on the type of health coverage plan you have and may be reviewed under the new Affordable Care Act as well.
The Full Medical Check Up
A full medical check up, on the other hand, is a health checkup that is generally requested specifically by an individual. These checkups are generally offered by private insurance companies and hence are not free. Unsurprisingly, full medical check up costs tend to be quite high. However, if you pay into an expensive private insurance package, a full medical check up may be included in your package, in essence making it a free medical check up. It is best to speak to your insurance company about the medical check up costs. In fact, the full medical check up costs also vary depending on what sort of full medical you are opting for. There are actually two main types of full medical checkups offered by a CT scan. The first is the whole body CT scan, the second is the diagnostic CT scan.
The Whole Body CT Scan
The whole body CT scan is a very popular option for people who don’t have any specific symptoms and simply want to know if there are any hidden problems within their body. These procedures tend to cost between $300 and $700 per part of the body. However, if you opt for multiple body parts, it is likely that you will be given a discount. Most people want to have their entire body scanned, which includes their brain, their neck, their chest, their abdomen and their pelvis. There is no consensus on when this scan should be done, nor whether it should be done at all. However, most insurance companies recommend a body scan takes place once every five years after the age of 45.
The Diagnostic CT Scan
The diagnostic CT scan is not something someone can opt for. If you want a diagnostic CT scan, your physician has to refer you for one, because they suspect that you have an injury or condition. The price of these scans is far higher, ranging from $580 to $1,500 for each body part.
In general, these scans are actually covered by insurance companies because they are seen as a necessity. Where the whole body scan is a personal choice, the diagnostic CT scan is a necessary procedure. However, the level of cover you receive depends entirely on the insurance plan that you pay into.